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The Fastest financing
in Saudi Arabia

The easiest way to address your urgent financial needs within minutes

✓ Instant approvals
✓ Short-term loans up to SAR 5,000
✓ Fully digital solution
✓ Quick, easy and secure

An instant service for your financial needs

Tamam is a SAMA Sandbox offering, established in 2019 as part of the SAMA Sandbox environment. Our goal is to increase financial inclusion in the Kingdom in line with the Financial Sector Development Plan, part of Saudi Arabia's Vision 2030.

We offer individuals requiring loans the opportunity to immediately avail a loan without physically visiting a bank location. The end-to-end process takes minutes from the time you download the app till you have the loan amount.

How to
apply

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    1

    Download the Tamam app on iOS or Android
     
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    2

    Input your mobile number, ID number and date of birth
     
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    3

    Select the loan amount based on your eligibility
     
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    4

    Review your loan contract and sign
     
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    5

    Withdraw your loan and repay when needed
     

Frequently asked questions

  • How can I apply for a Micro-loan?

    Please check the 'Our services' page on the website for steps to apply

  • What are the details required to apply for a Micro-loan?

    The micro-loan digital application requires you to input your mobile number, ID number and date of birth

  • What is the amount am I eligible for?

    Once you input your mobile number, ID number and date of birth, the maximum amount you are eligible for will automatically be displayed on the screen

  • How can I cash out my loan?

    Once you sign the loan agreement on the app, the money will be disbursed to your wallet and then you have the below option(s) to withdraw your money:
    Transfer money to a bank account via the IBAN number

  • How do I know how much I am supposed to pay?

    The amount due and payment date is displayed on your home screen in the app

  • How can I payback my loan?

    Your next repayment amount will be automatically withdrawn from your wallet on the due date or you can also request to repay your loan on the app. For either option you will need to add money to the wallet via one of the following methods:
    Online by using your debit or credit card (Mada, Mastercard or Visa card)
    By transferring money into your unique IBAN number (which will be displayed on your home screen in the app)

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Careers

Expand your horizons

Want to be part of KSA's most innovative microfinancing digital institution? Interested to drive financial inclusion in the Kingdom?
We offer multiple job opportunities to take your career to the next level

Work with us

No vacancies available now

Job openings

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We offer multiple job opportunities to take your career to the next level We offer multiple job opportunities to take your career to the next level 

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We offer multiple job opportunities to take your career to the next level We offer multiple job opportunities to take your career to the next level 

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Tamam (Zain Payments Limited) is permitted by the Saudi Arabian Monetary Authority to test its innovative products under the Regulatory Sandbox. For more information please click here

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